Category Archives: loan mod processing

?? LETTER: MOTION FOR SUMMARY FINAL JUDGMENT OF FORECLOSURE, OWNER SAYS HE’S IN SHORT SALE W/LOAN MODIFICATION?

I am a full time student; I have been living in FL, for almost a year. It seems my landlord is taking money for rent on his condo that is what I believe is in foreclosure. A month or so … Continue reading

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Did you apply for a loan modification?

We bought our house last year, things were good, but my husband had to switch jobs and makes quite a bit less now, i was wondering if we should apply for a loan mod? we have an FHA loan at … Continue reading

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How much will my payment decrease with a loan modification and will my 2nd be wrapped up with it?

It looks like my loan modification may go through this month. It is with the underwriter now. Chase has been mostly helpful during this process. However, I still feel at a loss regarding what will happen once it is approved. … Continue reading

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Why are homeowners being lied to pretending there is a loan modification?

So far I have not met a single individual who has been successful in modifying the terms of their loan. The most the lender offers (I have contacted Citi, Countrywide, Wamu) is deferring payment from 2 to 6 months depending … Continue reading

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discuss loan modification?

We have completed our forbearance and now have to submit new P&L and financial records to see if we meet the new loan mod. requirements. We are trying to decide what to do. If we don’t get the loan mod. … Continue reading

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my parents house is up for foreclosure and the lender for their loan seem to NOT want to do a loan remod..?

how do i stop the foreclosure process if my parents are in good faith trying to do a loan mod? i know the easiest way is to pay it up in full, but i cannot do that at this time. … Continue reading

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What’s going to happen?

I am not sure what to do… I purchased my first home three years ago at 20 and got a really bad loan. I thought I would be able to just refi after a couple years seeing as I have … Continue reading

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i would like to get a loan modification?

i have a adjustable intrest only loan which does not expire until dec 2011 i am current with my loan never late and currently my loan is more than my house is worth,i had a loan officer call me and … Continue reading

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Father died back in September and I have a question about his mortgage loan & personal question…..?

My father died back in September and the bank called in the mortgage loan he had on the house because he owed way more on the note than what the house/property is worth…. One of my questions is my half … Continue reading

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What advantage do people who do loan modification for a fee have over owners directly dealing with the bank?

I’m desperate for a loan mod but I am confused where to go. Do people who offer services for loan modification get better offers from the lender such as CHASE? If I work it out with Chase, will they offer … Continue reading

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